which insurance choice should I go for?

insurance nightmare continues... help me choose.

the way I see it I'm leaning towards 3rd party option.

My reasoning is that say the bike is stolen, then the insurance company might consider it worth say £5000. I have to pay £1300 excess which leaves £3700. But then I've also paid £1200 more than 3rd party so we're down to £2500 difference to not having theft insurance.

But if I make a claim I'm probably in a much worse position trying to find insurance next time...

fookin hell, who are you with??? Are you 18 years old with a ban and work as a drug dealer???

Shop around matey....I live in Essex which is almost as bad as London and I pay about £350 full comp with £1500 seperate cover for all my leather/helmet etc too. The excess is £250 I think. Swintons.