insurance nightmare continues... help me choose.
which insurance choice should I go for?
9 posts · Started by fredrik · 25 Mar 2009
Post 2 by fredrik,
#2the way I see it I'm leaning towards 3rd party option.
My reasoning is that say the bike is stolen, then the insurance company might consider it worth say £5000. I have to pay £1300 excess which leaves £3700. But then I've also paid £1200 more than 3rd party so we're down to £2500 difference to not having theft insurance.
But if I make a claim I'm probably in a much worse position trying to find insurance next time...
My reasoning is that say the bike is stolen, then the insurance company might consider it worth say £5000. I have to pay £1300 excess which leaves £3700. But then I've also paid £1200 more than 3rd party so we're down to £2500 difference to not having theft insurance.
But if I make a claim I'm probably in a much worse position trying to find insurance next time...
Post 3 by smoky,
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Post 4 by Mr_Trecolareco,
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Post 5 by TimR,
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Post 6 by ShadeTheChangingMan,
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Post 7 by Stupid Luke,
#7fookin hell, who are you with??? Are you 18 years old with a ban and work as a drug dealer???
Shop around matey....I live in Essex which is almost as bad as London and I pay about £350 full comp with £1500 seperate cover for all my leather/helmet etc too. The excess is £250 I think. Swintons.
Shop around matey....I live in Essex which is almost as bad as London and I pay about £350 full comp with £1500 seperate cover for all my leather/helmet etc too. The excess is £250 I think. Swintons.
Post 8 by RRR,
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Post 9 by lobster,
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