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Insuring the bling thing

19 posts · Started by bic_bicknell · 16 Mar 2010

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Post 1 by bic_bicknell,

#1
Following on from the recent theft of Ironlung's SD started me thinking about the quality of my insurance. My policy for my standard SD is fully comp. I told them about the Akros, as they were fitted by dealer when it was new, but apart from that the insurance company doesn't know anything else I've done.

So if it got stolen today I would get compensated for the price of a used '07 bike. But, like Ironlung and lots of you guys, I have done a load of mods. which I would not see any compensation for. I hardly dare tot them all up but if you list Motobox, carbon bits, brake levers, handlebars, rear sets, numberplate hangers, indicators, PC111, etc. we're talking about over £1000 to replace.

So my question is whether you can insure this lot without making the premiums so high that it's not worth doing? If I ring the insurance company to ask then I may start a ball rolling, (that I can't stop), because I'm admitting that the bike has more stuff on it that makes it more likely to be stolen. But if I don't tell them and it gets stolen maybe they would not pay out because I've not told them it was blinged.

What's the forum wisdom on this?

bic, (worried)

Post 2 by motoronin,

#2
I told 'em and took the hit, as long as it's not over a 4 or 5% increase in power they don't seem too bovvered...

Post 3 by Colonel_Klinck,

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Post 4 by Pig Benis,

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Post 5 by Colonel_Klinck,

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Post 6 by motoronin,

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Post 7 by Twisted Jester,

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Post 8 by Pig Benis,

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Post 9 by Twisted Jester,

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Post 10 by bic_bicknell,

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Post 11 by Twisted Jester,

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Post 12 by Pig Benis,

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Post 13 by ...BUZZ...,

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Post 14 by Agent Orange,

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Post 15 by Pig Benis,

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Post 16 by samba,

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Post 17 by Superdan,

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Post 18 by gkjnr,

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Post 19 by ktmsuperdukeeddie,

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